:root{--ink:#20262b;--muted:#5d666d;--line:#dfe3e6;--paper:#fff;--wash:#f4f6f7;--orange:#e87522;--orange-dark:#b9510a;--dark:#20262b;--radius:16px;--shadow:0 10px 28px rgba(25,35,42,.08);--max:1160px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font:16px/1.65 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}a{color:#9c4308;text-underline-offset:3px}a:hover{color:#682b00}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid #f5a15f;outline-offset:3px}.skip-link{position:absolute;left:-9999px;top:0;background:#fff;padding:12px;z-index:100}.skip-link:focus{left:12px}.container{width:min(var(--max),calc(100% - 36px));margin-inline:auto}.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(8px)}.header-inner{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:11px;color:var(--ink);font-weight:800;text-decoration:none;letter-spacing:-.03em}.brand-mark{width:38px;height:38px;border-radius:10px;background:var(--orange);display:grid;place-items:center;color:white;font-weight:900}.nav{display:flex;align-items:center;gap:20px}.nav a{color:var(--ink);text-decoration:none;font-size:.93rem;font-weight:650}.nav a:hover{color:var(--orange-dark)}.phone-link,.button{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:10px;padding:12px 17px;background:var(--orange);color:#fff;font-weight:750;text-decoration:none;cursor:pointer}.phone-link:hover,.button:hover{background:var(--orange-dark);color:white}.button.secondary{background:white;border:1px solid var(--line);color:var(--ink)}.button.secondary:hover{border-color:#9ba2a8;background:var(--wash)}.mobile-menu{display:none}.hero{padding:64px 0 58px;background:linear-gradient(110deg,#f7f8f8 0%,#fff 68%)}.hero-grid{display:grid;grid-template-columns:1.04fr .96fr;gap:42px;align-items:center}.eyebrow{display:inline-block;color:var(--orange-dark);font-size:.78rem;font-weight:850;letter-spacing:.1em;text-transform:uppercase}.hero h1{font-size:clamp(2.45rem,5vw,4.2rem);line-height:1.07;letter-spacing:-.055em;margin:13px 0 18px;max-width:720px}.lead{font-size:1.12rem;color:var(--muted);max-width:650px}.hero-art{width:100%;height:auto;border-radius:22px;box-shadow:var(--shadow)}.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}.section{padding:58px 0}.section.soft{background:var(--wash)}.section-head{max-width:760px;margin-bottom:28px}.section h2{font-size:clamp(1.7rem,3vw,2.4rem);line-height:1.2;letter-spacing:-.035em;margin:0 0 12px}.section h3{line-height:1.3}.muted{color:var(--muted)}.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.tool-card,.panel,.info-card{border:1px solid var(--line);border-radius:var(--radius);padding:23px;background:#fff;box-shadow:0 3px 14px rgba(25,35,42,.035)}.tool-card{display:flex;flex-direction:column;min-height:210px}.tool-card .card-icon{width:43px;height:43px;border-radius:12px;display:grid;place-items:center;background:#fff0e4;color:#a74708;font-size:1.25rem;font-weight:800}.tool-card h3{margin:16px 0 7px;font-size:1.12rem}.tool-card p{margin:0 0 18px;color:var(--muted);font-size:.95rem}.tool-card a{font-weight:750;margin-top:auto}.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.step-number{font-size:1.8rem;font-weight:850;color:var(--orange)}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:26px;align-items:start}.prose{max-width:820px}.prose h2{margin-top:32px}.prose h3{margin-top:24px}.prose p,.prose li{color:#434b51}.breadcrumbs{font-size:.9rem;color:var(--muted);padding:20px 0 0}.breadcrumbs a{color:var(--muted)}.page-hero{padding:32px 0 30px;background:var(--wash);border-bottom:1px solid var(--line)}.page-hero h1{font-size:clamp(2rem,4vw,3.2rem);line-height:1.13;letter-spacing:-.045em;margin:10px 0}.page-hero p{max-width:800px;color:var(--muted);margin:0}.calculator-layout{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(290px,.85fr);gap:22px;align-items:start}.calculator-form h2,.result-panel h2{font-size:1.35rem;margin:0 0 18px}.field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px}.field{display:flex;flex-direction:column;gap:6px}.field.full{grid-column:1/-1}.field label{font-size:.9rem;font-weight:700}.field input,.field select,.field textarea{width:100%;border:1px solid #cbd1d5;border-radius:9px;padding:11px 12px;background:#fff;color:var(--ink);font:inherit;min-width:0}.field small{color:var(--muted);font-size:.8rem}.form-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px}.result-panel{background:#20262b;color:#fff;border-radius:var(--radius);padding:24px;position:sticky;top:100px}.result-panel .muted{color:#c6cdd1}.result-number{font-size:2rem;line-height:1.2;font-weight:850;letter-spacing:-.04em;margin:8px 0}.result-list{list-style:none;padding:0;margin:18px 0}.result-list li{display:flex;justify-content:space-between;gap:14px;padding:9px 0;border-bottom:1px solid #4b5358}.result-list span:last-child{text-align:right;font-weight:750}.result-panel .button{width:100%;margin-top:10px}.error{background:#fff0ed;border:1px solid #e4a69a;color:#7a2012;border-radius:9px;padding:10px 12px;margin:14px 0}.hidden{display:none!important}.assumption{font-size:.88rem;color:var(--muted)}.faq-list details{border-bottom:1px solid var(--line);padding:16px 0}.faq-list summary{font-weight:750;cursor:pointer}.cta-band{background:#252b30;color:#fff;border-radius:20px;padding:34px;display:flex;justify-content:space-between;align-items:center;gap:24px}.cta-band h2{margin:0 0 7px}.cta-band p{color:#d0d5d8;margin:0}.cta-band .phone-link{white-space:nowrap}.site-footer{background:#1d2327;color:#e8ecee;padding:44px 0 20px;margin-top:30px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:30px}.site-footer a{color:#f5b17d}.site-footer p,.site-footer li{color:#c5cbd0}.site-footer ul{padding-left:18px;margin:8px 0}.footer-bottom{border-top:1px solid #41494e;margin-top:28px;padding-top:18px;font-size:.88rem;color:#c5cbd0;display:flex;justify-content:space-between;gap:16px}.notice{border-left:4px solid var(--orange);background:#fff6ee;padding:14px 17px;border-radius:0 10px 10px 0;color:#4a4038}.table-wrap{overflow-x:auto}table{border-collapse:collapse;width:100%;margin:18px 0}th,td{border:1px solid var(--line);padding:11px 13px;text-align:left}th{background:var(--wash)}.contact-form{display:grid;gap:15px}.contact-form .field textarea{min-height:130px}.small-print{font-size:.85rem;color:var(--muted)}.mobile-sticky-call{display:none}.print-only{display:none}@media(max-width:900px){.nav{gap:12px}.nav a{font-size:.86rem}.header-phone{display:none}.hero-grid,.calculator-layout,.two-col{grid-template-columns:1fr}.hero-art{max-height:340px;object-fit:cover}.result-panel{position:static}.cards{grid-template-columns:repeat(2,minmax(0,1fr))}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}}@media(max-width:650px){.container{width:min(var(--max),calc(100% - 28px))}.header-inner{min-height:68px}.nav{display:none;position:absolute;left:0;right:0;top:68px;background:white;padding:14px 20px 20px;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch}.nav.open{display:flex}.nav a{padding:8px 0;font-size:1rem}.mobile-menu{display:inline-flex;border:1px solid var(--line);background:white;border-radius:9px;padding:9px 11px;font-weight:750}.hero{padding:42px 0}.hero-grid{gap:24px}.hero h1{font-size:2.5rem}.section{padding:42px 0}.cards,.steps-grid,.field-grid,.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}.tool-card{min-height:0}.cta-band{align-items:flex-start;flex-direction:column;padding:25px}.footer-bottom{flex-direction:column}.mobile-sticky-call{display:block;position:fixed;bottom:10px;left:12px;right:12px;z-index:30;text-align:center;box-shadow:0 5px 24px #0003}.site-footer{padding-bottom:80px}}@media print{.site-header,.site-footer,.mobile-sticky-call,.form-actions,.phone-link,.button,.nav,.skip-link{display:none!important}.result-panel{position:static;background:#fff;color:#111;border:1px solid #999}.result-panel .muted{color:#444}.result-list li{border-color:#bbb}.print-only{display:block}.panel,.tool-card{box-shadow:none}.section{padding:20px 0}}

/* Refined navigation and responsive UX */
.header-inner{min-height:84px;gap:22px}.brand{flex:0 0 auto;font-size:1.03rem;letter-spacing:-.035em}.brand-mark{width:42px;height:42px;border-radius:12px;box-shadow:0 5px 12px rgba(232,117,34,.22)}
.nav{gap:5px;margin-left:auto}.nav>a,.nav-dropdown>summary{display:flex;align-items:center;gap:7px;padding:11px 12px;border-radius:10px;color:#30383e;text-decoration:none;font-size:.91rem;font-weight:700;white-space:nowrap;cursor:pointer;list-style:none}.nav-dropdown>summary::-webkit-details-marker{display:none}.nav>a:hover,.nav-dropdown>summary:hover,.nav-dropdown[open]>summary{background:#fff1e6;color:#a74708}.nav-dropdown{position:relative}.nav-menu{position:absolute;top:calc(100% + 10px);left:0;z-index:50;min-width:245px;padding:8px;background:#fff;border:1px solid #e2e5e8;border-radius:14px;box-shadow:0 18px 44px rgba(25,35,42,.16);display:grid;gap:3px}.nav-menu a{padding:10px 12px;border-radius:8px;color:#30383e;text-decoration:none;font-size:.92rem;font-weight:600}.nav-menu a:hover{background:#fff1e6;color:#a74708}.header-phone{flex:0 0 auto}.header-phone .phone-link{padding:12px 15px;white-space:nowrap;font-size:.9rem}.mobile-menu{display:none}
@media(max-width:1050px){.header-inner{gap:10px}.brand{font-size:.95rem}.brand-mark{width:38px;height:38px}.nav>a,.nav-dropdown>summary{padding:10px 8px;font-size:.84rem}.header-phone .phone-link{padding:10px 11px;font-size:.82rem}}
@media(max-width:800px){.header-inner{min-height:72px;position:relative}.mobile-menu{display:inline-flex;align-items:center;gap:8px;border:1px solid #dfe3e6;background:#fff;border-radius:10px;padding:10px 13px;font-weight:750;color:#20262b}.nav{display:none;position:absolute;left:0;right:0;top:72px;margin:0;padding:14px;background:#fff;border:1px solid #e2e5e8;border-radius:0 0 16px 16px;box-shadow:0 18px 32px rgba(25,35,42,.12);flex-direction:column;align-items:stretch;gap:3px}.nav.open{display:flex}.nav>a,.nav-dropdown>summary{padding:12px;font-size:.98rem;width:100%}.nav-dropdown{width:100%}.nav-menu{position:static;box-shadow:none;border:0;border-radius:8px;padding:4px 8px 8px;min-width:0}.nav-menu a{padding:10px 12px}.header-phone{margin-left:auto}.header-phone .phone-link{font-size:0;padding:11px 13px}.header-phone .phone-link:before{content:"Call";font-size:.9rem}}
@media(max-width:430px){.container{width:calc(100% - 24px)}.brand{font-size:.84rem;gap:7px}.brand-mark{width:34px;height:34px}.header-phone .phone-link{padding:10px 11px}}